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Our innovations

Barclaycard’s innovation ethos

At Barclaycard, innovation is in our DNA. We want to understand our customers and build their trust, developing thoughtful and innovative products around them.

How do we innovate?

In 1966, we launched the UK’s first credit card. Since then, we haven’t stopped innovating.

In an ever-changing world, we strive to stay ahead of the game and improve our customer experiences. By paying close attention to how our customers buy and sell today, we design new ways to pay for tomorrow; creating better solutions faster than ever before.

We’re constantly trying new things, including our most recent trials, Pay @ Pump, Contactless Donations, and grab+go – successes that have cemented our reputation as leaders in payment innovation.

Barclaycard’s innovative future

From Chip and PIN, to contactless and beyond, payments have come a long way. And they’ll continue to evolve as technology advances and habits change. Customers are always seeking better ways to pay, and retailers want solutions that meet those expectations. To deliver both is our mission.

With constant change across the fintech industry, agility is vital to maintaining our position as market leaders of innovation.

We’re determined to keep pushing boundaries and defining possibilities, so we can build the payments world of tomorrow.


“Innovation covers everything, from really big opportunities right through to the small stuff.”

Nick Kerigan: Barclaycard Future Payments Managing Director